{"id":1061,"date":"2025-11-22T09:51:26","date_gmt":"2025-11-22T02:51:26","guid":{"rendered":"https:\/\/doannguyenhiep.com\/?p=1061"},"modified":"2025-11-23T17:16:22","modified_gmt":"2025-11-23T10:16:22","slug":"tu-do-den-khi-ban-khong-con-so-mat-tien-khong-phai-khi-ban-co-that-nhieu-tien","status":"publish","type":"post","link":"https:\/\/doannguyenhiep.com\/vi\/dau-tu\/tu-do-den-khi-ban-khong-con-so-mat-tien-khong-phai-khi-ban-co-that-nhieu-tien\/","title":{"rendered":"T\u1ef1 do \u0111\u1ebfn khi b\u1ea1n kh\u00f4ng c\u00f2n s\u1ee3 m\u1ea5t ti\u1ec1n,  kh\u00f4ng ph\u1ea3i khi b\u1ea1n c\u00f3 th\u1eadt nhi\u1ec1u ti\u1ec1n"},"content":{"rendered":"<p style=\"text-align: center;\">Ch\u00fang ta quen ngh\u0129 r\u1eb1ng:<br \/>\n\u201cC\u00f3 nhi\u1ec1u ti\u1ec1n h\u01a1n \u2192 s\u1ebd b\u1edbt s\u1ee3 h\u01a1n \u2192 r\u1ed3i m\u1ed9t ng\u00e0y n\u00e0o \u0111\u00f3 s\u1ebd t\u1ef1 do.\u201d<\/p>\n<p>Nh\u01b0ng th\u1ef1c t\u1ebf, r\u1ea5t nhi\u1ec1u ng\u01b0\u1eddi <em>c\u00e0ng nhi\u1ec1u ti\u1ec1n c\u00e0ng s\u1ee3<\/em>:<\/p>\n<ul>\n<li>S\u1ee3 m\u1ea5t,<\/li>\n<li>S\u1ee3 sai,<\/li>\n<li>S\u1ee3 t\u1ee5t l\u1ea1i,<\/li>\n<li>S\u1ee3 ng\u01b0\u1eddi kh\u00e1c ngh\u0129 m\u00ecnh \u201cngu\u201d n\u1ebfu \u0111\u1ea7u t\u01b0 th\u1ea5t b\u1ea1i.<\/li>\n<\/ul>\n<p>V\u1ea5n \u0111\u1ec1 kh\u00f4ng n\u1eb1m \u1edf <strong>s\u1ed1 ti\u1ec1n<\/strong>, m\u00e0 n\u1eb1m \u1edf <strong>m\u1ed1i quan h\u1ec7 c\u1ee7a b\u1ea1n v\u1edbi ti\u1ec1n<\/strong>.<\/p>\n<hr \/>\n<h3>1. N\u1ed7i s\u1ee3 m\u1ea5t ti\u1ec1n \u0111\u1ebfn t\u1eeb \u0111\u00e2u?<\/h3>\n<p>N\u1ed7i s\u1ee3 m\u1ea5t ti\u1ec1n kh\u00f4ng ph\u1ea3i ch\u1ec9 v\u00ec b\u1ea1n \u00edt ti\u1ec1n.<br \/>\nNgay c\u1ea3 ng\u01b0\u1eddi \u0111\u00e3 c\u00f3 v\u00e0i t\u1ef7, v\u00e0i tri\u1ec7u \u0111\u00f4 c\u0169ng s\u1ee3.<\/p>\n<p>Th\u01b0\u1eddng, n\u1ed7i s\u1ee3 \u0111\u1ebfn t\u1eeb 4 nguy\u00ean nh\u00e2n:<\/p>\n<ol>\n<li><strong>Kh\u00f4ng hi\u1ec3u m\u00ecnh \u0111ang l\u00e0m g\u00ec<\/strong><br \/>\nB\u1ea1n b\u1ecf ti\u1ec1n v\u00e0o qu\u1ef9, v\u00e0o c\u1ed5 phi\u1ebfu, v\u00e0o \u201cc\u01a1 h\u1ed9i n\u00f3ng\u201d, nh\u01b0ng kh\u00f4ng hi\u1ec3u:<\/p>\n<ul>\n<li>Doanh nghi\u1ec7p ki\u1ebfm ti\u1ec1n b\u1eb1ng c\u00e1ch n\u00e0o,<\/li>\n<li>R\u1ee7i ro c\u1ed1t l\u00f5i l\u00e0 g\u00ec,<\/li>\n<li>T\u1ea1i sao gi\u00e1 t\u0103ng, t\u1ea1i sao gi\u00e1 gi\u1ea3m.<\/li>\n<\/ul>\n<p>Khi kh\u00f4ng hi\u1ec3u, <strong>m\u1ecdi bi\u1ebfn \u0111\u1ed9ng \u0111\u1ec1u \u0111\u00e1ng s\u1ee3<\/strong>.<br \/>\nM\u00e0n h\u00ecnh \u0111\u1ecf l\u00e0 tim \u0111\u1eadp nhanh, tin t\u1ee9c x\u1ea5u l\u00e0 m\u1ea5t ng\u1ee7.<\/li>\n<li><strong>Kh\u00f4ng c\u00f3 nguy\u00ean t\u1eafc \u0111\u1ec3 b\u00e1m v\u00e0o<\/strong><br \/>\nN\u1ebfu b\u1ea1n kh\u00f4ng c\u00f3 b\u1ed9 quy t\u1eafc r\u00f5 r\u00e0ng ki\u1ec3u nh\u01b0:<\/p>\n<ul>\n<li>\u201cT\u00f4i ch\u1ec9 mua khi gi\u00e1 th\u1ea5p h\u01a1n gi\u00e1 tr\u1ecb th\u1eadt X%\u201d,<\/li>\n<li>\u201cT\u00f4i ch\u1ec9 mua nh\u1eefng doanh nghi\u1ec7p t\u00f4i hi\u1ec3u r\u00f5 m\u00f4 h\u00ecnh v\u00e0 3M\u201d,<\/li>\n<li>\u201cT\u00f4i b\u00e1n khi 3M kh\u00f4ng c\u00f2n \u0111\u00fang, kh\u00f4ng ph\u1ea3i khi gi\u00e1 gi\u1ea3m.\u201d<\/li>\n<\/ul>\n<p>Th\u00ec b\u1ea1n s\u1ebd b\u1ecb cu\u1ed1n theo <strong>c\u1ea3m x\u00fac c\u1ee7a \u0111\u00e1m \u0111\u00f4ng<\/strong>.<br \/>\n\u0110\u00e1m \u0111\u00f4ng s\u1ee3 \u2192 b\u1ea1n s\u1ee3.<br \/>\n\u0110\u00e1m \u0111\u00f4ng tham \u2192 b\u1ea1n c\u0169ng tham.<\/li>\n<li><strong>Giao ph\u00f3 tr\u00e1ch nhi\u1ec7m cho ng\u01b0\u1eddi kh\u00e1c<\/strong><br \/>\nKhi b\u1ea1n tin ho\u00e0n to\u00e0n v\u00e0o:<\/p>\n<ul>\n<li>\u201cChuy\u00ean gia\u201d,<\/li>\n<li>\u201cNg\u00e2n h\u00e0ng gi\u1edbi thi\u1ec7u\u201d,<\/li>\n<li>\u201c\u00d4ng b\u1ea1n r\u00e0nh ch\u1ee9ng kho\u00e1n\u201d,<\/li>\n<li>\u201cM\u1ed9t ng\u01b0\u1eddi l\u1ea1 tr\u00ean m\u1ea1ng n\u00f3i r\u1ea5t t\u1ef1 tin\u201d.<\/li>\n<\/ul>\n<p>B\u1ea1n t\u01b0\u1edfng m\u00ecnh \u0111ang tr\u00e1nh r\u1ee7i ro, nh\u01b0ng th\u1eadt ra b\u1ea1n ch\u1ec9 \u0111ang <strong>chuy\u1ec3n n\u1ed7i s\u1ee3 sang ng\u01b0\u1eddi kh\u00e1c, r\u1ed3i t\u1ef1 l\u1eeba m\u00ecnh r\u1eb1ng m\u00ecnh \u201can to\u00e0n\u201d<\/strong>.<br \/>\n\u0110\u1ebfn khi m\u1ea5t ti\u1ec1n, c\u1ea3m gi\u00e1c b\u1ea5t l\u1ef1c s\u1ebd r\u1ea5t l\u1edbn, v\u00ec ngay t\u1eeb \u0111\u1ea7u, b\u1ea1n kh\u00f4ng l\u00e0m ch\u1ee7 quy\u1ebft \u0111\u1ecbnh.<\/li>\n<li><strong>G\u00e1n qu\u00e1 nhi\u1ec1u \u00fd ngh\u0129a c\u1ee7a cu\u1ed9c \u0111\u1eddi v\u00e0o ti\u1ec1n<\/strong><br \/>\nN\u1ebfu trong \u0111\u1ea7u b\u1ea1n lu\u00f4n l\u00e0:<\/p>\n<ul>\n<li>\u201cM\u1ea5t ti\u1ec1n = th\u1ea5t b\u1ea1i = t\u00f4i v\u00f4 d\u1ee5ng\u201d,<\/li>\n<li>\u201cTi\u1ec1n l\u00e0 th\u01b0\u1edbc \u0111o duy nh\u1ea5t c\u1ee7a gi\u00e1 tr\u1ecb b\u1ea3n th\u00e2n\u201d,<\/li>\n<\/ul>\n<p>Th\u00ec m\u1ed7i c\u00fa gi\u1ea3m 20\u201330% kh\u00f4ng ch\u1ec9 l\u00e0 m\u1ea5t ti\u1ec1n,<br \/>\nm\u00e0 c\u00f2n l\u00e0 <strong>m\u1ed9t c\u00fa \u0111\u00e1nh v\u00e0o danh d\u1ef1, c\u00e1i t\u00f4i, gi\u00e1 tr\u1ecb b\u1ea3n th\u00e2n<\/strong>.<br \/>\nV\u00e0 v\u00ec v\u1eady, b\u1ea1n s\u1ee3 \u0111\u1ebfn m\u1ee9c t\u00ea li\u1ec7t.<\/li>\n<\/ol>\n<hr \/>\n<h3>2. T\u1ef1 do kh\u00f4ng ph\u1ea3i l\u00e0 <em>kh\u00f4ng bao gi\u1edd m\u1ea5t ti\u1ec1n<\/em>, m\u00e0 l\u00e0 <em>kh\u00f4ng c\u00f2n s\u1ee3 h\u00e3i t\u00ea li\u1ec7t v\u00ec ti\u1ec1n<\/em><\/h3>\n<p>Kh\u00f4ng ai tr\u00ean \u0111\u1eddi \u0111\u1ea7u t\u01b0 m\u00e0 <strong>ch\u01b0a t\u1eebng sai<\/strong>.<br \/>\nK\u1ec3 c\u1ea3 Warren Buffett. K\u1ec3 c\u1ea3 nh\u1eefng nh\u00e0 \u0111\u1ea7u t\u01b0 v\u0129 \u0111\u1ea1i nh\u1ea5t.<\/p>\n<p>\u0110i\u1ec1u kh\u00e1c bi\u1ec7t l\u00e0:<\/p>\n<ul>\n<li>H\u1ecd <strong>hi\u1ec3u r\u1ee7i ro m\u00ecnh ch\u1ea5p nh\u1eadn<\/strong>.<\/li>\n<li>H\u1ecd <strong>ch\u1ee7 \u0111\u1ed9ng thi\u1ebft k\u1ebf bi\u00ean an to\u00e0n<\/strong>.<\/li>\n<li>H\u1ecd <strong>ch\u1ec9 \u0111\u1eb7t ti\u1ec1n v\u00e0o th\u1ee9 h\u1ecd hi\u1ec3u, v\u00e0 hi\u1ec3u r\u1eb1ng v\u1eabn c\u00f3 x\u00e1c su\u1ea5t sai<\/strong>.<\/li>\n<\/ul>\n<p>T\u1ef1 do t\u00e0i ch\u00ednh <strong>kh\u00f4ng ph\u1ea3i tr\u1ea1ng th\u00e1i \u201ckh\u00f4ng bao gi\u1edd thua l\u1ed7\u201d<\/strong>,<br \/>\nm\u00e0 l\u00e0 tr\u1ea1ng th\u00e1i:<\/p>\n<blockquote><p>\u201cT\u00f4i bi\u1ebft m\u00ecnh \u0111ang l\u00e0m g\u00ec.<br \/>\nT\u00f4i c\u00f3 nguy\u00ean t\u1eafc.<br \/>\nT\u00f4i ch\u1ea5p nh\u1eadn dao \u0111\u1ed9ng ng\u1eafn h\u1ea1n \u0111\u1ec3 \u0111\u1ed5i l\u1ea5y k\u1ebft qu\u1ea3 d\u00e0i h\u1ea1n.<br \/>\nT\u00f4i kh\u00f4ng ho\u1ea3ng lo\u1ea1n v\u00ec nh\u1eefng con s\u1ed1 nh\u1ea3y nh\u00f3t trong ng\u00e0y.\u201d<\/p><\/blockquote>\n<p>Khi \u0111\u00f3,<\/p>\n<ul>\n<li>Nh\u1eefng phi\u00ean \u0111\u1ecf l\u1eeda kh\u00f4ng c\u00f2n l\u00e0 \u201ct\u1eadn th\u1ebf\u201d,<\/li>\n<li>Tin t\u1ee9c gi\u1eadt t\u00edt kh\u00f4ng c\u00f2n \u0111i\u1ec1u khi\u1ec3n c\u1ea3m x\u00fac b\u1ea1n,<\/li>\n<li>B\u1ea1n kh\u00f4ng c\u1ea7n ph\u1ea3i check gi\u00e1 m\u1ed7i 5 ph\u00fat \u0111\u1ec3 xem \u201cm\u00ecnh c\u00f2n s\u1ed1ng kh\u00f4ng\u201d.<\/li>\n<\/ul>\n<p>B\u1ea1n ch\u01b0a ch\u1eafc \u0111\u00e3 <em>si\u00eau gi\u00e0u<\/em>,<br \/>\nnh\u01b0ng b\u1ea1n b\u1eaft \u0111\u1ea7u <strong>t\u1ef1 do<\/strong> \u2013 v\u00ec ti\u1ec1n kh\u00f4ng c\u00f2n l\u00e0 chi\u1ebfc x\u00edch v\u00f4 h\u00ecnh tr\u00f3i c\u1ea3m x\u00fac b\u1ea1n n\u1eefa.<\/p>\n<hr \/>\n<h3>3. Khi n\u00e0o th\u00ec b\u1ea1n bi\u1ebft m\u00ecnh b\u1eaft \u0111\u1ea7u \u201ckh\u00f4ng c\u00f2n s\u1ee3 m\u1ea5t ti\u1ec1n\u201d?<\/h3>\n<p>Kh\u00f4ng ph\u1ea3i l\u00e0 l\u00fac t\u00e0i kho\u1ea3n b\u1ea1n t\u0103ng l\u00ean m\u1ed9t con s\u1ed1 \u201c\u0111\u1eb9p\u201d,<br \/>\nm\u00e0 l\u00e0 l\u00fac c\u00f3 m\u1ed9t trong nh\u1eefng t\u00edn hi\u1ec7u sau:<\/p>\n<ol>\n<li><strong>Th\u1ecb tr\u01b0\u1eddng gi\u1ea3m m\u1ea1nh, nh\u01b0ng b\u1ea1n kh\u00f4ng c\u00f2n mu\u1ed1n b\u00e1n m\u1ecdi th\u1ee9 trong ho\u1ea3ng lo\u1ea1n<\/strong><br \/>\nB\u1ea1n c\u00f3 th\u1ec3 lo, nh\u01b0ng kh\u00f4ng c\u00f2n \u201cph\u00e1t \u0111i\u00ean\u201d.<br \/>\nThay v\u00ec b\u1eadt d\u1eady gi\u1eefa \u0111\u00eam check t\u00e0i kho\u1ea3n, b\u1ea1n ngh\u0129:<\/p>\n<blockquote><p>\u201c\u0110\u01b0\u1ee3c, \u0111\u1ec3 xem trong danh s\u00e1ch m\u00ecnh theo d\u00f5i c\u00f3 doanh nghi\u1ec7p t\u1ed1t n\u00e0o \u0111ang \u0111\u01b0\u1ee3c gi\u1ea3m gi\u00e1.\u201d<\/p><\/blockquote>\n<\/li>\n<li><strong>B\u1ea1n bi\u1ebft r\u00f5 t\u1ea1i sao m\u00ecnh \u0111ang n\u1eafm gi\u1eef m\u1ed9t doanh nghi\u1ec7p<\/strong><br \/>\nN\u1ebfu ai \u0111\u00f3 h\u1ecfi:<\/p>\n<blockquote><p>\u201cT\u1ea1i sao anh\/ch\u1ecb gi\u1eef c\u1ed5 phi\u1ebfu n\u00e0y?\u201d<\/p><\/blockquote>\n<p>B\u1ea1n kh\u00f4ng tr\u1ea3 l\u1eddi:<\/p>\n<ul>\n<li>\u201cV\u00ec ng\u01b0\u1eddi ta b\u1ea3o t\u1ed1t\u201d,<\/li>\n<li>\u201cV\u00ec th\u1ea5y n\u00f3 \u0111ang hot\u201d.<\/li>\n<\/ul>\n<p>M\u00e0 b\u1ea1n c\u00f3 th\u1ec3 n\u00f3i:<\/p>\n<ul>\n<li>\u201cV\u00ec doanh nghi\u1ec7p n\u00e0y c\u00f3 3M r\u1ea5t r\u00f5, FCF \u1ed5n \u0111\u1ecbnh, ROIC cao, m\u00ecnh \u0111\u1ecbnh gi\u00e1 gi\u00e1 tr\u1ecb th\u1eadt kho\u1ea3ng X, c\u00f2n th\u1ecb tr\u01b0\u1eddng \u0111ang cho m\u00ecnh mua \u1edf Y.\u201d<\/li>\n<\/ul>\n<p>Khi b\u1ea1n c\u00f3 l\u00fd do r\u00f5 r\u00e0ng, <strong>gi\u00e1 gi\u1ea3m kh\u00f4ng c\u00f2n l\u00e0 c\u00fa t\u00e1t v\u00e0o b\u1ea3n ng\u00e3<\/strong>,<br \/>\nm\u00e0 l\u00e0 d\u1eef li\u1ec7u \u0111\u1ec3 b\u1ea1n r\u00e0 so\u00e1t l\u1ea1i lu\u1eadn \u0111i\u1ec3m.<\/li>\n<li><strong>B\u1ea1n ch\u1ea5p nh\u1eadn chuy\u1ec7n \u201cm\u1eafc sai l\u1ea7m nh\u1ecf\u201d \u0111\u1ec3 tr\u00e1nh \u201csai l\u1ea7m l\u1edbn\u201d<\/strong><br \/>\nB\u1ea1n s\u1eb5n s\u00e0ng ch\u1ea5p nh\u1eadn:<\/p>\n<ul>\n<li>L\u1ee1 c\u01a1 h\u1ed9i v\u00e0i m\u00e3 t\u0103ng n\u00f3ng,<\/li>\n<li>B\u1ecf qua \u201cs\u00f3ng\u201d ng\u1eafn h\u1ea1n,<\/li>\n<li>Th\u1eadm ch\u00ed b\u00e1n m\u1ed9t doanh nghi\u1ec7p khi 3M x\u1ea5u \u0111i v\u00e0 ch\u1ea5p nh\u1eadn l\u1ed7 nh\u1ecf.<\/li>\n<\/ul>\n<p>\u0110\u1ec3 \u0111\u1ed5i l\u1ea1i:<\/p>\n<ul>\n<li>B\u1ea1n tr\u00e1nh \u0111\u01b0\u1ee3c c\u00fa s\u1eadp 50\u201380%<\/li>\n<li>Tr\u00e1nh \u0111\u01b0\u1ee3c nh\u1eefng v\u1ee5 \u201ct\u00e0i kho\u1ea3n b\u1ed1c h\u01a1i\u201d ch\u1ec9 v\u00ec ch\u1ea1y theo chuy\u1ec7n m\u00ecnh kh\u00f4ng hi\u1ec3u.<\/li>\n<\/ul>\n<p><strong>B\u1ea1n kh\u00f4ng c\u00f2n s\u1ee3 c\u1ea3m gi\u00e1c \u201ckh\u00f4ng theo k\u1ecbp ng\u01b0\u1eddi kh\u00e1c\u201d<\/strong>,<br \/>\nv\u00ec b\u1ea1n b\u1eaft \u0111\u1ea7u s\u1ed1ng theo nh\u1ecbp c\u1ee7a ch\u00ednh m\u00ecnh.<\/li>\n<li><strong>B\u1ea1n th\u1ea5y ti\u1ec1n l\u00e0 c\u00f4ng c\u1ee5, kh\u00f4ng ph\u1ea3i l\u00e0 \u00f4ng ch\u1ee7<\/strong><br \/>\nB\u1ea1n d\u00f9ng ti\u1ec1n \u0111\u1ec3:<\/p>\n<ul>\n<li>Mua l\u1ea1i th\u1eddi gian,<\/li>\n<li>Mua s\u1ef1 ch\u1ee7 \u0111\u1ed9ng,<\/li>\n<li>Mua kh\u1ea3 n\u0103ng n\u00f3i \u201ckh\u00f4ng\u201d v\u1edbi nh\u1eefng \u0111i\u1ec1u m\u00ecnh kh\u00f4ng mu\u1ed1n.<\/li>\n<\/ul>\n<p>V\u00e0 b\u1ea1n hi\u1ec3u:<\/p>\n<blockquote><p>\u201cN\u1ebfu m\u1ed9t kho\u1ea3n \u0111\u1ea7u t\u01b0 sai, m\u00ecnh m\u1ea5t ti\u1ec1n \u2013 nh\u01b0ng m\u00ecnh kh\u00f4ng m\u1ea5t \u0111i kh\u1ea3 n\u0103ng ti\u1ebfp t\u1ee5c s\u1ed1ng \u0111\u00fang v\u1edbi nguy\u00ean t\u1eafc c\u1ee7a m\u00ecnh.\u201d<\/p><\/blockquote>\n<p>Khi \u0111\u00f3, ti\u1ec1n <strong>kh\u00f4ng c\u00f2n n\u1eafm quy\u1ec1n \u0111i\u1ec1u khi\u1ec3n quy\u1ebft \u0111\u1ecbnh s\u1ed1ng \u2013 ch\u1ebft trong c\u1ea3m x\u00fac c\u1ee7a b\u1ea1n<\/strong>.<\/li>\n<\/ol>\n<hr \/>\n<h3>4. L\u00e0m th\u1ebf n\u00e0o \u0111\u1ec3 b\u1edbt s\u1ee3 ti\u1ec1n \u2013 b\u1edbt s\u1ee3 m\u1ea5t ti\u1ec1n?<\/h3>\n<p>Kh\u00f4ng ph\u1ea3i \u0111\u1ecdc th\u00eam m\u1ed9t \u0111\u1ed1ng tin t\u1ee9c.<br \/>\nKh\u00f4ng ph\u1ea3i t\u1ea3i th\u00eam 3 app ph\u00e2n t\u00edch k\u1ef9 thu\u1eadt.<\/p>\n<p>M\u00e0 l\u00e0:<\/p>\n<ol>\n<li><strong>H\u1ecdc \u0111\u1ec3 hi\u1ec3u, kh\u00f4ng ph\u1ea3i h\u1ecdc \u0111\u1ec3 \u0111o\u00e1n<\/strong>\n<ul>\n<li>H\u1ecdc 3M (Meaning, Moat, Management),<\/li>\n<li>H\u1ecdc FAST (4 con s\u1ed1 c\u1ed1t l\u00f5i),<\/li>\n<li>H\u1ecdc c\u00e1ch \u0111\u1ecbnh gi\u00e1 \u0111\u01a1n gi\u1ea3n.<\/li>\n<\/ul>\n<p>M\u1ed7i l\u1ea7n b\u1ea1n hi\u1ec3u th\u00eam m\u1ed9t doanh nghi\u1ec7p,<br \/>\n<strong>m\u1ed9t ch\u00fat n\u1ed7i s\u1ee3 trong b\u1ea1n gi\u1ea3m \u0111i<\/strong>.<\/li>\n<li><strong>Vi\u1ebft ra nguy\u00ean t\u1eafc c\u1ee7a ri\u00eang b\u1ea1n<\/strong><br \/>\nV\u00ed d\u1ee5:<\/p>\n<ul>\n<li>\u201cT\u00f4i ch\u1ec9 \u0111\u1ea7u t\u01b0 v\u00e0o nh\u1eefng g\u00ec t\u00f4i c\u00f3 th\u1ec3 gi\u1ea3i th\u00edch cho m\u1ed9t ng\u01b0\u1eddi 15 tu\u1ed5i trong 5 ph\u00fat.\u201d<\/li>\n<li>\u201cT\u00f4i kh\u00f4ng bao gi\u1edd mua v\u00ec FOMO.\u201d<\/li>\n<li>\u201cT\u00f4i lu\u00f4n y\u00eau c\u1ea7u bi\u00ean an to\u00e0n t\u1ed1i thi\u1ec3u X%.\u201d<\/li>\n<\/ul>\n<p>Khi c\u00f3 nguy\u00ean t\u1eafc, b\u1ea1n <strong>c\u00f3 c\u00e1i \u0111\u1ec3 b\u00e1m v\u00e0o<\/strong> gi\u1eefa l\u00fac b\u00e3o tin t\u1ee9c.<\/li>\n<li><strong>Ch\u1ea5p nh\u1eadn b\u1ea3n ch\u1ea5t \u201cdao \u0111\u1ed9ng l\u00e0 b\u00ecnh th\u01b0\u1eddng\u201d<\/strong><br \/>\nN\u1ebfu b\u1ea1n nh\u00ecn c\u1ed5 phi\u1ebfu gi\u1ed1ng nh\u01b0 b\u1ea1n nh\u00ecn <strong>m\u1ed9t n\u00f4ng tr\u1ea1i<\/strong>:<\/p>\n<ul>\n<li>C\u00f3 m\u00f9a m\u01b0a, m\u00f9a h\u1ea1n,<\/li>\n<li>C\u00f3 n\u0103m m\u1ea5t m\u00f9a, n\u0103m \u0111\u01b0\u1ee3c m\u00f9a,<\/li>\n<\/ul>\n<p>B\u1ea1n s\u1ebd kh\u00f4ng s\u1ee3 t\u1eebng c\u01a1n m\u01b0a l\u1edbn nh\u1ecf.<br \/>\nB\u1ea1n quan t\u00e2m:<\/p>\n<ul>\n<li>\u0110\u1ea5t c\u00f3 m\u00e0u m\u1ee1 kh\u00f4ng?<\/li>\n<li>N\u01b0\u1edbc c\u00f3 d\u1ed3i d\u00e0o kh\u00f4ng?<\/li>\n<li>Ng\u01b0\u1eddi ch\u1ee7 c\u00f3 bi\u1ebft ch\u0103m kh\u00f4ng?<\/li>\n<\/ul>\n<p>T\u01b0\u01a1ng t\u1ef1, v\u1edbi doanh nghi\u1ec7p:<\/p>\n<ul>\n<li>3M c\u00f2n t\u1ed1t kh\u00f4ng?<\/li>\n<li>D\u00f2ng ti\u1ec1n v\u1eabn \u0111\u1ec1u kh\u00f4ng?<\/li>\n<li>Ban l\u00e3nh \u0111\u1ea1o c\u00f3 c\u00f2n minh b\u1ea1ch kh\u00f4ng?<\/li>\n<\/ul>\n<p>N\u1ebfu c\u00e2u tr\u1ea3 l\u1eddi l\u00e0 <strong>c\u00f3<\/strong>,<br \/>\ngi\u00e1 gi\u1ea3m ch\u1ec9 l\u00e0 <strong>c\u01a1 h\u1ed9i<\/strong>, kh\u00f4ng ph\u1ea3i <strong>th\u1ea3m h\u1ecda<\/strong>.<\/li>\n<\/ol>\n<hr \/>\n<h3>5. Kho\u1ea3nh kh\u1eafc \u201ckh\u00f4ng c\u00f2n s\u1ee3 m\u1ea5t ti\u1ec1n\u201d l\u00e0 kho\u1ea3nh kh\u1eafc b\u1ea1n b\u1eaft \u0111\u1ea7u th\u1eadt s\u1ef1 s\u1ed1ng<\/h3>\n<p>Khi b\u1ea1n kh\u00f4ng c\u00f2n b\u1ecb \u00e1m \u1ea3nh b\u1edfi:<\/p>\n<ul>\n<li>\u201cN\u1ebfu m\u1ea5t ti\u1ec1n th\u00ec sao\u2026?\u201d<\/li>\n<li>\u201cN\u1ebfu l\u1ee1 \u0111\u00e2u th\u1ecb tr\u01b0\u1eddng s\u1eadp th\u00ec sao\u2026?\u201d<\/li>\n<\/ul>\n<p>v\u00e0 thay v\u00e0o \u0111\u00f3 l\u00e0:<\/p>\n<blockquote><p>\u201cT\u00f4i c\u00f3 k\u1ebf ho\u1ea1ch.<br \/>\nT\u00f4i hi\u1ec3u r\u1ee7i ro.<br \/>\nT\u00f4i ch\u1ea5p nh\u1eadn dao \u0111\u1ed9ng.<br \/>\nT\u00f4i \u0111ang \u0111i \u0111\u00fang h\u01b0\u1edbng.\u201d<\/p><\/blockquote>\n<p>Th\u00ec b\u1ea1n b\u1eaft \u0111\u1ea7u c\u00f3 ch\u1ed7 tr\u1ed1ng trong \u0111\u1ea7u cho nh\u1eefng c\u00e2u h\u1ecfi kh\u00e1c l\u1edbn h\u01a1n:<\/p>\n<ul>\n<li>\u201cN\u1ebfu kh\u00f4ng ph\u1ea3i lo t\u1eebng \u0111\u1ed3ng, t\u00f4i mu\u1ed1n s\u1ed1ng th\u1ebf n\u00e0o?\u201d<\/li>\n<li>\u201cT\u00f4i mu\u1ed1n d\u00f9ng th\u1eddi gian c\u1ee7a m\u00ecnh \u0111\u1ec3 l\u00e0m g\u00ec?\u201d<\/li>\n<li>\u201cT\u00f4i mu\u1ed1n ch\u01a1i \u2013 theo ngh\u0129a s\u00e2u nh\u1ea5t \u2013 nh\u01b0 th\u1ebf n\u00e0o?\u201d<\/li>\n<\/ul>\n<p><strong>T\u1ef1 do<\/strong> kh\u00f4ng ph\u1ea3i l\u00e0 khi t\u00e0i kho\u1ea3n c\u1ee7a b\u1ea1n \u0111\u1ea1t m\u1ed9t con s\u1ed1 b\u1ea5t k\u1ef3 n\u00e0o \u0111\u00f3.<br \/>\nT\u1ef1 do l\u00e0 khi b\u1ea1n c\u00f3 th\u1ec3 nh\u00ecn v\u00e0o t\u00e0i kho\u1ea3n <strong>\u0111ang \u0111\u1ecf<\/strong>,<br \/>\nm\u1ec9m c\u01b0\u1eddi v\u00e0 n\u00f3i:<\/p>\n<blockquote><p>\u201cM\u00ecnh bi\u1ebft m\u00ecnh \u0111ang l\u00e0m g\u00ec.<br \/>\nM\u00ecnh kh\u00f4ng c\u00f2n l\u00e0 n\u1ea1n nh\u00e2n c\u1ee7a th\u1ecb tr\u01b0\u1eddng n\u1eefa.<br \/>\n\u0110\u00e2y l\u00e0 Payback Time c\u1ee7a m\u00ecnh.\u201d<\/p><\/blockquote>\n<p>V\u00e0 t\u1eeb kho\u1ea3nh kh\u1eafc \u0111\u00f3,<br \/>\nti\u1ec1n kh\u00f4ng c\u00f2n l\u00e0 con th\u00fa \u0111\u00e1ng s\u1ee3 trong b\u00f3ng t\u1ed1i,<br \/>\nm\u00e0 ch\u1ec9 l\u00e0 <strong>m\u1ed9t c\u00f4ng c\u1ee5 ngoan ngo\u00e3n trong tay b\u1ea1n<\/strong> \u2013<br \/>\n\u0111\u1ec3 b\u1ea1n d\u00f9ng n\u00f3,<br \/>\nm\u1ed9t c\u00e1ch c\u00f3 \u00fd th\u1ee9c,<br \/>\n\u0111\u1ec3 mua l\u1ea1i <strong>th\u1eddi gian, t\u1ef1 do v\u00e0 quy\u1ec1n \u0111\u01b0\u1ee3c s\u1ed1ng m\u1ed9t cu\u1ed9c \u0111\u1eddi b\u1ea1n th\u1eadt s\u1ef1 ch\u1ecdn.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ch\u00fang ta quen ngh\u0129 r\u1eb1ng: \u201cC\u00f3 nhi\u1ec1u ti\u1ec1n h\u01a1n \u2192 s\u1ebd b\u1edbt s\u1ee3 h\u01a1n \u2192 r\u1ed3i m\u1ed9t ng\u00e0y n\u00e0o \u0111\u00f3 s\u1ebd t\u1ef1 do.\u201d Nh\u01b0ng th\u1ef1c t\u1ebf, r\u1ea5t nhi\u1ec1u ng\u01b0\u1eddi c\u00e0ng &hellip; <\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[58],"tags":[],"class_list":["post-1061","post","type-post","status-publish","format-standard","hentry","category-dau-tu"],"_links":{"self":[{"href":"https:\/\/doannguyenhiep.com\/vi\/wp-json\/wp\/v2\/posts\/1061"}],"collection":[{"href":"https:\/\/doannguyenhiep.com\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/doannguyenhiep.com\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/doannguyenhiep.com\/vi\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/doannguyenhiep.com\/vi\/wp-json\/wp\/v2\/comments?post=1061"}],"version-history":[{"count":3,"href":"https:\/\/doannguyenhiep.com\/vi\/wp-json\/wp\/v2\/posts\/1061\/revisions"}],"predecessor-version":[{"id":1071,"href":"https:\/\/doannguyenhiep.com\/vi\/wp-json\/wp\/v2\/posts\/1061\/revisions\/1071"}],"wp:attachment":[{"href":"https:\/\/doannguyenhiep.com\/vi\/wp-json\/wp\/v2\/media?parent=1061"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/doannguyenhiep.com\/vi\/wp-json\/wp\/v2\/categories?post=1061"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/doannguyenhiep.com\/vi\/wp-json\/wp\/v2\/tags?post=1061"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}